Financial Planning Essentials

Preface x
About the Authors xi

1. Personal financial planning 1

2. Financial planning skills 31

3. Taxation planning 67

4. Investment choices 109

5. Fixed interest, shares and property 139

6 Managed funds, leveraging and buying a house 183

7 Risk management and insurance 227

8. Superannuation 267

9. Retirement planning 313

10. Social security 353

11 Estate planning 387

12. Development of a statement of advice 415
Index 479